


Philippines
A Practical Digital Credits
System for Everyday Living
Di-VE$ Philippines is a closed-loop digital credits ecosystem designed to help Filipinos save on daily essentials, mobility, healthcare, and lifestyle needs
— Unlike traditional rewards programs built around points with limited use, Di-VE$ Credits are designed for real-world utility usable across essential services that matter most to Filipino households.
Dī-VE$ operates through three aligned organizations, working together to deliver the four pillars of Dī-VE$ — Rewards, Trade, Sharing, and Giving.
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Dī-VE$ Platform — serving the Philippine consumer market across transport, essentials, lifestyle, financial services, insurance, and luxury living.
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Partnerships with LGUs — for SealCrypt-enabled government services, including free upgrades of Senior Citizen and PWD ID systems under DI-VE$ for Giving.
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Student Food Program — an academic-based program where students receive Charity Credits for food support, implemented through DI-VE$ for Giving under Di-VES Foundation (Phils.) Inc. in partnership with selected schools
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Partnerships with Merchants & Manufacturers — partnerships with restaurants, retailers, and service providers to participate in the DI-VE$ platform, gaining market access without sacrificing margins, and collaboration with manufacturers for local and global trade markets through the DI-VE$ e-commerce platform.
Philippine Partners
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PLDT Global – Partner for Dī-VE$ e-Voucher distribution, accepted across a growing nationwide merchant network with over 300 participating merchants - including grocery, retail, dining, and service brands such as Landers, Robinsons Supermarket, SM Stores and Supermarkets, Jollibee, McDonald’s, Kenny Rogers, Mang Inasal, telco load purchases in the Philippines and other countries, and bills payment services (e.g., Meralco).
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Banks – Partners for inbound remittance, allowing Filipinos to purchase Dī-VE$ Money Vouchers and convert them to cash through digital bank accounts in the Philippines.
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Pacific Cross – Partner for health and insurance integration, enabling insurance credits as a user privilege and allowing the purchase of insurance products to earn Dī-VE$ Credits.

Global Network Countries
- to cover Filipinos Overseas 2026
Dī-VE$ will be available to Filipinos locally and abroad, beginning in the above countries — Phase 2 expanding to additional global markets with significant Filipino communities.
Prepaid Products of Dī-VE$
Lifestyle Credits — For dining and shopping with partner establishments and on the DI-VE$ platform, including e-vouchers
- Limit of ₱50,000 monthly
Transport Credits – Cashless mobility credits that lower the cost of daily transportation through a world-class taxi and transport service - Unlimited Purchase of Credits
Essentials Credits – Credits dedicated to Food and Medicine, supporting household needs and protecting families from rising living costs - Limit of ₱3,000.00 worth of Credits Monthly
Dī-VE$ Money Voucher – A digital remittance alternative that allows value to be sent and used directly within the Dī-VE$ ecosystem, significantly reducing or eliminating remittance fees.
Access to DI-VE$ élite
Coming Soon to the Philippines
A premium layer within the DI-VE$ ecosystem designed for priority access, curated experiences, and member-only privileges -

Plus One (1) Insurance Credit for every PHP 50.00 purchase of Prepaid Credits
Executing Company(s)
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CLARUSe Ventures Corp
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Dī-VES Foundation (Phils) Inc.
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Dī-VE$ Digital Innovations (Phils) Inc.