Philippines
A Practical Digital Credits
System for Everyday Living
Dī-VE$ Philippines is a closed-loop digital credits ecosystem designed to help Filipinos save on daily essentials, mobility, healthcare, and lifestyle needs
— Unlike traditional rewards programs built around points with limited use, Dī-VE$ Credits are designed for real-world utility usable across essential services that matter most to Filipino households.
Dī-VE$ operates through three aligned organizations, working together to deliver the four-purpose pillars of Dī-VE$ — Rewards, Trade, Sharing, and Giving.
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Dī-VE$ Platform — serving the Philippine consumer market across transport, essentials, lifestyle, financial services, insurance, and luxury living.
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Ecosystem — the development of a closed-loop business and services ecosystem operated by CLARUSe and its affiliated companies, integrating Dī-VE$ businesses, products, and services into a self-contained commercial ecosystem designed to generate savings, recurring transactions, and value for members.
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Student Food Program — an academic-based program where students receive Charity Credits for food support, implemented through Dī-VE$ for Giving under Dī-VES-VES Foundation (Phils.) Inc., in partnership with selected schools.
Global Network Countries
- to cover Filipinos Overseas
Loading Cash to Earn
FREE Dī-VE$ "DV$" Credits
Members may load cash starting at PHP 500 and receive DV$ value, ranging from 10% to 70% for use within the Di-VE$ ecosystem—including groceries, food, lifestyle, mobility, and other participating services—subject to the applicable Purchase Privilege Limits.
Insurance and HMO Products
In addition to DV$, members earn one (1) Insurance Credit valued at PHP 1.00 for every PHP 50.00 loaded, providing extra benefits.
Similarly, when members purchase insurance, they receive FREE DV$ ranging 30% to 70% for qualifying insurance and protection products. This includes Motor Vehicle Insurance, Travel Insurance, Personal Accident Insurance, Life Insurance, Property Insurance, and more, with the resulting DV$ usable within the Di-VE$ ecosystem.
Dī-VE$ élite - A premium layer within the Dī-VE$ ecosystem designed for priority access, curated experiences, and member-only privileges. Members automatically qualify for Elite status upon reaching the required monthly purchase threshold within the Di-VE$ ecosystem - Click For Reference
Executing Company(s)
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CLARUSe Ventures Corp
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Dī-VES Foundation (Phils) Inc.
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Dī-VE$ Digital Innovations (Phils) Inc.